The most valuable asset in any organisation is its human capital. It therefore makes sense for the employer to initiate the establishment of a retirement fund to cater for the future well-being of the employees when they retire. The tax deductibility of contributions, the tax free investment growth and the favourable tax treatment of benefits at retirement makes a retirement fund a highly tax-efficient savings vehicle. The Pension Fund Act also offers full protection against creditors during insolvency. Most modern funds also provide for untimely death and disablement as well as a funeral benefit for the immediate family members.
INVESTMENTS
We will guide the employer in selecting the most appropriate investment portfolio(s).
COMMUNICATION TO STAFF
We will ensure that members are fully informed of the benefit structure and investment performance. Members will receive a paper-based benefit statement at least once a year.
